Your Complimentary Mortgage Guide

The things you MUST consider before buying!

Understand what actually drives the cost of a home loan — for a purchase, an investment or a refinance.

We’ve put our knowledge into one guide.

Get your instant download straight into your inbox and learn the common mistakes before you make them.

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Our advice is designed for all types of home buyers:

Homeowners

Investors

First Home Buyers

Retirees

Mortgage Experts

How loan structure changes the life of a mortgage

We’ve worked with thousands of clients and have access to more than 40 banks and lenders. The guide explains how lenders assess an application and how loan structure and repayment choices affect the term of a mortgage.

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Who

Our goal is for you to succeed.

The Australian Mortgage Guide is designed to empower you with tips and tricks to navigate pitfalls which can cost you thousands. No matter what your situation is – we guide you with key information, designed to help you succeed. We leave no one behind, providing advice for everyone. Not just the run of the mill home buyer!

  • Self Employed / Probationary Workers
  • First Home Buyers
  • Bridging Loan Applications
  • Guarantors
  • High Risk Purchases
  • Expats
  • Young Families
Don't make mistakes

Where interest and tax costs come from

We have dealt with thousands of clients before. Most have come to us for help due to a bad loan or purchase. These unfortunate situations could have been avoided with the right guidance. The Australian Mortgage Guide, provides this guidance. Ensuring you don’t make those same mistakes. 

Helping you to achieve financial freedom, now and into the future. 

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Author

Meet your lending expert, Johnathon Reeves.

Johnathon Reeves

“Working for a big four bank, I gained knowledge of how the ‘bank machine’ works and working in debt collection showed me what happens when finance goes bad. This has given me valuable insights into how I can assist clients with debt structures that have a positive impact on their lifestyle.”

Johnathon has a desire to provide personalised service and tailored financial needs.
“I was having to fit clients to the bank instead of fitting the bank to the client. As a broker, I have access to forty or more banks and can help clients find the right option for their situation, which may involve the client having multiple loans with multiple banks.”
Johnathon owns and manages Time Home Loans – Brisbane, Bayside and Dalby, providing a one stop shop for all finance needs including home loans, personal loans, business and commercial finance, agri lending, refinance, car loans, equipment loans and SMSF lending.
The Great Australian Mortgage Guide working in partnership with Time Home Loans to deliver better financial outcomes to Australians.
The Great Australian Mortgage Guide
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Rated 5.0 by our clients — read every review below

The Australian Mortgage Guide will help you make the right choices for you when purchasing your next property. If you don’t think we know our stuff, just see what our previous and current clients think…

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Australian Mortgage Guide is operated by Time Home Loans Pty Ltd ACN 161 695 012, credit representative 529395 of Mortgage Specialists Pty Ltd ACN 050 601 093, Australian Credit Licence 387025.  Information on this site is general in nature and does not take your objectives, financial situation or needs into account.